Quick Apply Equipment Financing

We Help All Small and Mid Sizes Businesses
Get The Right Funding


Equipment financing is the use of funding or leases to purchase or borrow hard assets for your business. This type of financing might be used to purchase or borrow any physical asset, such as a restaurant oven or a company car. There is an enormous number of variations on equipment financing that cater to specific types of businesses and equipment.

The most important thing to understand about equipment financing, broadly speaking, is that it’s for financing a physical asset. Why does this matter? Unlike with, say, a working capital financing, the asset you’re purchasing serves as a kind of collateral. If you default on your funding or lease, the funder can repossess the asset. Because of this, equipment financing tends to be a more cost-effective and lower-risk way to acquire equipment than other forms of financing.


At SharpShooter Funding Equipment Finance, our goal is to make your company’s next acquisition of capital equipment as simple as possible. We offer insight about your financing options and can provide meaningful guidance on how to develop an equipment acquisition strategy that is best suited to your company’s goals. Deploying new equipment and technology in your business or your customer’s business may quickly improve productivity, create a competitive advantage, and jumpstart business growth.


Is equipment financing right for your business? If your business is in a situation similar to any of the ones above, the answer might be yes. However, there are a couple of different ways you can get financing, and it’s important to know the difference.

Business owners commonly get equipment financing in these situations:

1. You need expensive equipment but can’t afford to (or don’t want to) purchase that equipment upfront

2. You need to replace your equipment frequently because it has a short lifespan, or you always need the latest in technology

You need some combination of 1 and 2


Improved cash management

  • Improve liquidity versus a large cash outlay
  • Optimize working capital and cash flow, keeping cash available for strategic investment
  • Generate liquidity from existing assets

Lower asset risk

  • Avoid technological obsolescence and maximize equipment productivity with lease structures that let you upgrade to new technology
  • Leverage our expertise in used equipment logistics, sales, and dispositions to obtain maximum equipment values, while reducing effort

Flexibility and convenience

  • Customized payment structures to meet your specific business requirements
  • Ability to consolidate financing of parts, accessories, and maintenance contracts with your lease amount into a single, easy payment

Equipment financing for core Canadian industries

Rest easy knowing you are working with financing and industry specialists who understand the Canadian business environment and can consult with you on your company’s equipment needs or your customer’s equipment needs. We help companies (end-users, equipment dealers, equipment manufacturers) finance equipment in these and other core Canadian industries:

  • Construction
  • Energy
  • Transportation
  • Manufacturing
  • Technology (IT and office imaging)

Other asset categories may apply. Talk with your Equipment Finance specialist to learn more.

Equipment financing that makes sense

Our long-standing presence in Canada and the relationships we’ve developed reflect a dedication to excellent customer service. We offer:

  • Up to 100% financing for new and used equipment
  • Terms from 24 to 84 months
  • Competitive fixed or floating cost of working capitals
  • Capital leases
  • Operating leases including Fair Market Value (FMV) and Fixed Purchase Option (FPO)
  • Early Buy-Out (EBO) lease
  • TRAC lease
  • Equipment financing
  • Transactions funded in U.S. or Canadian dollars
  • Cross-border equipment acquisition

Vendor finance programs for manufacturers, dealers, and distributors

Our vendor finance specialists offer a full range of programs designed to help equipment manufacturers and distributors increase sales and maximize their customers’ experience.

We create customized programs based on your customer’s profile and the unique needs of your industry. Services we offer include:

  • Vendor referral programs
  • Dealer and manufacturer inventory finance plans
  • Private label financing programs
  • Subsidized financing promotions