The People’s Funder®

The People’s Funder® specializes in providing Small Business Owners with effective business financing solutions.

We specialize in alternative funding for business owners of medium-sized and small businesses throughout the United States, Canada, Mexico, South Africa, Czechoslovakia and Australia.

As a Small Business Funder, we have a large selection of merchant services that are designed to help with all of your business’ needs immediately.

Our continuous growth allows us to give personal attention to each client’s specific needs and offer creative solutions.

The People’s Funder® provides small business funding as well as the guidance you need to keep your business thriving.

Learn why you should apply online for our business funding solutions today!

We Specialize In Alternative Funding For Business Owners Of Medium-Sized And Small Businesses Throughout The United States, Canada, Mexico, South Africa, Czechoslovakia And Australia.

The People’s Funder® provides small businesses with effective business financing solutions by leveraging strategic partnerships, data science, cutting edge technology and in-depth consultations.

While traditional funding providers rely on collateral or standard financial metrics when working with businesses, we do things differently. With our innovative approach to funding, we are able to provide small businesses with the tools they need to grow and expand.

There is no one-size-fits-all solution to small business funding, which is why we work closely together with small businesses to create personalized business financing solutions. We use your future projections to create a funding package and repayment schedule that is feasible for you.

There are countless reasons why a small business may have less-than-stellar credit, but the outcome is always the same. With bad credit, it’s harder to get approved for traditional small business funding.

Funders and credit reporting agencies alike have different ways to define bad credit — and when left up to interpretation, poor credit rarely benefits the side of a small business owner. Even when a small-business owner has a good personal credit score, a bad credit score or limited credit history can ruin a new company’s chance of obtaining funding.

Fortunately, alternative small business funders like The People’s Funder® can get businesses back on track by providing them with access to bad credit business funding.

Bad credit business funding can help owners out of a jam when they need it most. After The cash obtained from bad credit business funding can kick-start your business’s growth and help get your finances back on track.

There are various ways that small business owners can approach obtaining funding if they are struggling with bad credit:

1: Accept a Smaller Funding Amount: If your business can get by with a smaller funding amount, consider applying for a smaller funding. The reality is that it’s easier to get approved for a smaller amount than for a larger business funding.

2: Pledge Cash as a Down Payment: Poor credit doesn’t always mean a lack of cash. If your small business has substantial cash flow, consider pledging a down payment in cash to secure business funding.

3: Sign a Personal Guarantee: It’s common for a business owner to have good personal credit but poor business credit. If this is you, consider signing a personal guarantee to weigh your funding on your personal ability to pay off the financing, rather than your business’s.

4: Provide Assets or Collateral: Weigh your business financing on collateral or assets like unpaid invoices or future transactions rather than your credit score.

Small business funding help provide much needed cash flow to keep companies up and running. Funding provided to small businesses for various purposes by First Down Funding. This funding may have less restrictive requirements, enabling the small business to secure the funds.The People’s Funder® Small business funding help provide much needed cash flow to keep companies up and running. Funding provided to small businesses for various purposes by First Down Funding. This funding may have less restrictive requirements, enabling the small business to secure the funds.

Small business owners no longer have to rely on traditional banks for finding small business funding. From lines of credit to invoice financing, online funders offer a variety of financing solutions at competitive working capital cost.  Alternative funders are important for small businesses looking for funding that may not have the option of being financed through a traditional bank.   The People’s Funder® is the primary source for small business funding. If your company is profitable and you have decent cash flow, but you need funds to expand, then you can contact The People’s Funder® to learn what funding options are available for your business in United States, Canada, South Africa, Mexico, Czechoslovakia or Australia.

There are a few variables to consider when determining the right small business funding for your company. Think about whether a long-term or short-term funding option is best for your needs. If you just need funding to fulfill a large order or take advantage of a one-time opportunity, funding with shorter terms are probably best. If you need to purchase a piece of machinery that will last 20+ years, a long term funding is more cost effective.

One of the most important things to determine before applying for small business funding is how much you can afford to pay back on a monthly basis. Don’t be too ambitious when making this calculation in order to avoid defaulting and causing damage to your credit history.

You should determine exactly how much your business needs to borrow to achieve its goals. This should be a precise figure, not a range. Funding companies want to see that you’ve done your research and that you will spend their money in a way that will help your business thrive. They want you to succeed so they’re sure to get paid back.

FICO Scores are comprised of payment history (35 percent), types of credit (10 percent), debt (30 percent), new credit (10 percent), and length of credit history (15 percent). The history reveals the borrower’s ability to pay on time on their installment funding, credit cards, finance company accounts, and mortgages. Potential show stoppers include bankruptcies, excessive credit inquiries, liens, foreclosures, lawsuits, and judgements.

American business owner, specially small businesses are having trouble getting financing to meet their funding needs. Alternative funding are available in those cases.

Alternative funders, cater directly to small business owners and can consider often-overlooked (by banks, primarily) sources of collateral, like real estate, future revenues, or outstanding client invoices to secure the funding.

Alternative funders are usually more flexible than larger financial institutions on funding repayments (many offer flexible schedules, for example) and often green light funding approvals much faster than banks, often getting business owners within 24-48 hours of the funding application. With speed, convenience and flexibility as selling points, alternative funding are among the fastest-growing financial tools for small businesses available today.